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Invest in Stocks, Bonds, Treasuries, Crypto, Options, ETFs, alternative assets, and music royalties with AI-powered fundamental data and. Anjali Jariwala, a CFP and CPA, told CNBC that she recommends no more than 3% of a client's portfolio be in crypto, though the range advised can span from 2�5%. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrencies.